In the last 30 years we've come to know one thing; a lot of people don’t know exactly what they have in the way of insurance, they don’t understand how it works and they’ve got no idea how to make a claim.
If you get this right and have to make a claim, whilst it might well be a sad time for you, at least you will be able to survive financially.
If you get this wrong, it could cost you hundreds of thousands of dollars. We can think of one case in particular, only a couple of years ago where someone had to sell their house in a hurry because they could no longer afford the mortgage.
This is where we come in. We are passionate about getting your insurance right. We believe that by the time we have concluded our first meeting, you will know more about life insurance and its associated products than you ever knew before. Any decision you make from there on will be an informed one with a very good understanding of the expected outcomes if you are ever in the unfortunate position of having to make a claim. We constantly evaluate the best ways to protect you, your family and your business. You can be assured you will receive the best advice and service at all times.
For your added protection, we are Registered Financial Advisers with the Financial Markets Authority - FSP-register.companiesoffice.govt.nz
Please feel free to contact us anytime.
Our Team
Toby Lee
Insurance Adviser
Toby has been involved in the insurance industry since 1985 as a registered financial adviser. He has seen a lot of changes in that time, especially the evolution of polices which become more and more complicated.
”Why would you look at the life insurance? Do you really understand how it works and all the different variations? What is the name of the person who you would call if you had to make a claim? Will that person be loyal to you or an insurance company? It’s my job to help you understand what you’ve got, what you might need and help you make an informed decision, based on your situation, so that you can make the right decision for you and your family going forward”.
If you want to chat with Toby about any of the topics raised here, please feel to click on the icon below and he will be happy to go through anything with you.
Krystiana Wetton
Mortgage Adviser
Krystiana Wetton is a Mortgage Advisor with a background in journalism, marketing, management, and communications.
Whilst working as a business editor she specialized in reporting on the local property market and small-medium business. It was her interest in property and investment that lead her to re-train as a mortgage advisor. Krystiana holds the New Zealand Certificate in Financial Services (Level 5): Core Strand and Residential Lending Strand.
Krystiana has joined InsureRight as an Authorised Body to give our clients any advice they need regarding their mortgage, whether that would be getting a new one or making changes to the existing one. “There’s nothing more rewarding than helping someone into their own home for the first time, and we’re here to ensure it’s working best for your situation."